Welcome to IMG®'s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied - that's why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Download a brochure & application" link associated with each product. Once you have determined which plan best fits your needs, click on the "Quote/Buy Insurance" link and you can complete the simple and easy-to-follow application.
Patriot Lite Travel Medical InsuranceSM Individual & family ndash; Short-term coverage available from five days up to two years.
Highlights
Travel medical insurance for individuals, families, and groups
Coverage for medical expenses, evacuation, and repatriation
Renewable up to 24 months
Coverage for acute onset of pre-existing conditions
Patriot Exchange ProgramSM Individual or groups of five or more members - Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Highlights
Medical insurance for students studying abroad or participants of cultural exchange programs
Deductible options from $0 to $100
Maximum limit $5,000,000
Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements
Student Health AdvantageSM Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
Highlights
Medical insurance for international students or scholars participating in a sponsored study abroad program
Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
Student Health AdvantageSM Platinum Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
Highlights
Medical insurance for international students or scholars participating in a sponsored study abroad program
Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
Maximum limit for student: $1,000,000
Provides coverage for mental health, organized sports and pre-existing conditions
International Marine Medical InsuranceSM Groups of two members or more members - Long-term annually renewable group insurance for professional marine crew.
Highlights
Worldwide group coverage for professional marine crew
$5,000,000 maximum benefit per insured person per period of coverage
Primary to the vessel's Protection and Indemnity insurance (P&I)
